Six Tips to a Successful Property Settlement

Graeme Salt Broker 2, News Leave a Comment

Author – Graeme Salt Along with death and divorce, buying a property is one of the most stressful things you will ever do. The process of buying a property takes three to six months.  But the stress comes in the final few weeks and days.  Get these finals days right, you are in ecstasy.  Get it wrong, you could lose …

Origin Finance: A Look Back on March

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Author: Henry Daniell-Vinton: Stress Management Strategist , Chief Morale Booster & Director of Food Impressions at Origin Finance March has been a great month for my pups, as ever I like to keep you all up-to-date on what is happening across my broking group. But first, some not-so-good news.  The downside of being a thoroughbred like me is that, more …

Is an Interest-only Loan Right for You?

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Author: Graeme Salt – Origin Finance Over the last 12 months, the demand for interest-only loans has dropped by 20 per cent.  This is partly because interest-only loans now have much higher rates and also because the banks aren’t giving out interest-only loans unless you can justify it. Amongst the Big Four lenders an interest-only (i/o) loan is at least …

Bad Credit Score? Here’s What You Need to Know

Graeme Salt Broker 2, News Leave a Comment

Author:  Graeme Salt – Origin Finance Have you applied for a personal loan or credit card recently?  You may be in for a shock when you make a home loan application. This week a client had their home loan application declined simply because they had made too many credit enquiries over the past 12 months.  The client was unaware that …

The Yanks are Coming – Why its Good News for Your Mortgage

Graeme Salt Broker 2, News 1 Comment

Over the next few years, we are likely to see a number of international investors tackle the Australian banks. While these lenders are never going to conquer the Aussie mortgage market, their low rates will certainly “keep the bastards” honest and are a good reason why borrowers are not best-served by just applying to their own bank for a loan. …

2018 Starts with a Bang Not a Whimper

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I am proud of how I have trained my team.  At the start of the year, I organise a big team conference where I can point out to them what will happen in the World of mortgages. This year, we had about 70 mortgage brokers all in one room talking about property and finance in 2018.  Of course, it would …

How to increase your borrowing capacity

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Maximising the amount, a lender will hand over to you isn’t about trying to take on unmanageable levels of debt. It’s a matter of taking a few simple but smart steps that could mean the difference between toiling in that ‘fixer-upper’ or owning your dream home. 1. Shop around for lenders by using a mortgage broker/ credit advisor Different lenders …