Four Tips for Graduates Buying Property

Graeme Salt Broker 2, News Leave a Comment

Author – Graeme Salt You have graduated, started your professional career and have had enough of share accommodation – what are your options? For me, backpacking round South America was the goal.  But, many of my clients turn their minds to buying a home once they land a job. For graduates, the options are not that clear-cut.  Often they have …

How to Help First Time Buyers

Graeme Salt Broker 2, News Leave a Comment

Author – Graeme Salt The kids have been saving and saving to get on the property ladder, but things keep getting away from them – how do you help? Paying rent is seriously limiting your daughter’s ability to save for a home deposit – is there anything you can do? Thankfully, many people in their 40s and 50s are in …

The Price is Always Right

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Author – Graeme Salt Remember the days when borrowers were eagle-eyed to rate changes on the first Tuesday of the month?  Now, the interest rate world is very different. Two years ago, whenever the Reserve Bank met and changed rates, the banks pretty-much said they would pass them on immediately.  Now, it seems to be almost every day that a …

How to speed up your home loan approval

Sourav Dey Roy Broker 2, News, Uncategorized Leave a Comment

Asking how long it takes to get a loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval can never be predetermined. There are, however, some things you can do to help hurry your application along.   Although very rare, …

How to Really Stuff up your Property Purchase

Graeme Salt Broker 2, News Leave a Comment

Author – Graeme Salt You agree to purchase a property for $2.5m, pay a $250,000 deposit – and then find you can’t get finance. You may be surprised to know that this is not that uncommon – and it’s going to become more common both due to a cooling market and tighter lender restrictions. The answer to avoiding all this …

Buyers Hold All the Aces

Graeme Salt Broker 2, News Leave a Comment

Author – Graeme Salt Falling auction rates depict a turning market – a market which suits buyers. Many buyers are now asking ‘when do I buy’ and ‘how do I buy’ rather than desperately screaming ‘I’ve got to buy.’ With close to half of properties being passed in at auction, buyers are sitting on their hands as prices in Sydney …

My Baby Joy – by Henry Daniell

Henry Daniell Broker 2, News Leave a Comment

Not only am I seeking global domination of the mortgage broking world, I am also looking to create a dynasty – with generations of successful mortgage brokers. So, I am delighted to tell you that Katya and her husband Alex had a son recently.  Weighing in a 3.55kg and 57cm tall, Sebastian is already a bundle of joy with parents …