Cheapest is Not Always Best

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Author – Graeme Salt Good mortgage brokers strive to get the best deal for their clients.  But best is not always the cheapest. Our Christmas and New Year was overshadowed by a loan we were arranging where the original bank really put the borrower through the wringer – so much so that we ended up going to another lender. The …

Henry’s Tips to Keep your Tail Wagging in 2019

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As 2018 draws to a close, I would like to acknowledge how productive my pack has been – and I mean productive in more than one sense of the word!  Not only have my pups been financially productive, they have also started the process of creating another generation of successful mortgage brokers. Of my office-based team: Dawn Puts the fear-of-God …

2019: Property Won’t Know if it’s Arthur or Martha

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Author – Graeme Salt Next year Australian property will be hit by multiple forces – some for the good, some for the bad. But, by the end of 2019, there will be greater optimism in property than there is now. Here’s What Will Push the Australian Market Down Over the last 12 months national dwelling values have fallen by 4.1 …

Do Aussies still want McMansions?

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Author – Graeme Salt Is the Victa mower now dead as Aussies want different things from their home? Is a pool a great asset which adds value to a property or just drain on the pocket requiring lots of maintenance? New research shows that this generation of Australians want different things from their homes than their parents did. Where once …

Could you build a palace with this new renovation loan?

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Tighter lending conditions have made buying a dream home difficult for many Australians. But, choose your lender wisely and you may be able to renovate to something fantastic. With the Australian property market now in the doldrums, many homeowners are choosing to renovate rather than relocate. And, some lenders are surprisingly generous in what they will let home owners do …

How to Succeed in a Falling Market

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Author – Graeme Salt Sydney recorded its fourth consecutive quarter of falling property prices (-1.2 per cent) while Melbourne was down for the second consecutive quarter (-0.8 per cent). Believe it or not, investors can still make money in the property – if they make wise choices. Australia is one of the largest countries in the World; and to talk …

Has September Been Quiet?

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Well, I started writing this month’s blog and initially thought September had been a quiet month. But, the more I got into it, the more I realised how busy we have been – and also how productive we have been. First, baby Sebastian paid us a visit with his mum, Katya.  Mum and bub seem to be very happy (although …

Four Tips for Graduates Buying Property

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Author – Graeme Salt You have graduated, started your professional career and have had enough of share accommodation – what are your options? For me, backpacking round South America was the goal.  But, many of my clients turn their minds to buying a home once they land a job. For graduates, the options are not that clear-cut.  Often they have …

How to Help First Time Buyers

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Author – Graeme Salt The kids have been saving and saving to get on the property ladder, but things keep getting away from them – how do you help? Paying rent is seriously limiting your daughter’s ability to save for a home deposit – is there anything you can do? Thankfully, many people in their 40s and 50s are in …