Should you refinance for a better deal??

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Refinancing a loan can take advantage of lower interest rates to bring down the overall cost of servicing a loan. But it’s not always the best, or the only, option. There are many different factors borrowers need to consider when thinking about refinancing a loan. The first step is to speak to a credit adviser/ mortgage broker about your needs …

How You Can Use Your Super to Save for a Home Deposit

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Did you know that Australians can now make voluntary superannuation contributions of up to $15,000 a year for the purposes of buying a first home? Under the newly-legislated First Home Super Saver (FHSS) scheme first home buyers can now make Super contributions up to a maximum of $30,000 over more than one year. Given the generous tax regime for Super …

Across the Country, Henry’s Team Win the Prize

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  I really am pleased I have an Award-Winning team – and I am really pleased to see that more-and-more the wider team are winning awards. Recently, two of my pups (Sarah Fallon and Mihir Shrestha) were nominated for awards in their own states. Mihir was nominated as Best Newcomer, while Sarah was nominated as a Rising Star. Given that …

Property in 2018: What You Can Expect

Graeme Salt Broker 2, News Leave a Comment

As the sun sets in one part of the World, it is rising elsewhere.  This is true for Australian property in 2018. While the long-anticipated cool down in the (investor) markets of the eastern states is now upon us, other sectors are now flickering into life. But one thing will not change, regulatory pressures on lenders mean that in 2018, getting …

Henry’s Winning Team

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Woof!  Have you missed me? Sorry, I have been quiet recently, but I have been busy herding up the flock as we have receiving awards left, right and centre. While I myself am not that ego-driven, it has given me great pleasure to see the rest of the pack win prizes for their great work. First of all, Doug; the …

What to look for at an Open House Inspection?

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There’s an old saying that you should never judge a book by its cover, and this is true for houses – after all, who would buy one having never seen more than the front door? Open inspections are opportunities to really flick through the pages, and here’s how to take full advantage.   Really use your senses Sniff, peer, listen …

Why does my broker ask for so much documentation?

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This is one question which lot of clients think of while dealing with their broker. Hopefully after reading the following you will understand exactly what’s the need of all that paperwork. No one likes paperwork; however, providing your broker with the right documentation will save you time and money.   What information will your broker ask you to provide? When …

Will Property’s Past Haunt its Future?

Graeme Salt Broker 2, News Leave a Comment

“History doesn’t repeat itself – but it rhymes” – Mark Twain. The property market is turning – but what is it turning to?  Are we close to a property collapse? Below I have reviewed comments from some experts who have been through more than one property cycle. Over the past 20 years, nationally, this chart from Corelogic shows the property market …

Who are the different parties involved in purchasing property ??

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Purchasing a property is a thrilling yet nerve-wracking experience, which is why it can be handy to surround yourself with a network of support and expertise. Here are the different parties who may be involved in your home-buying process and how you can use this valuable knowledge to answer your own questions. • Real estate agent Unless you’re working with …