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Conquering the Great Aussie Mortgage Maze: Tips for First-Time Homebuyers

Owning a home in Australia is a cherished dream for many, but navigating the mortgage process can feel like unraveling a tangled ball of yarn. Fear not, intrepid first-time homebuyers! With these handy tips, you’ll be strutting into your dream home with confidence and a smile. Financial Bootcamp: Pre-Approval Power: Before swooning over stunning listings, […]

Navigating the Waves: Assessing the Impact of the 2024 Australian Income Tax Changes on Property Affordability

The year 2024 marks a significant chapter in Australia’s economic landscape, as the nation undergoes key income tax changes that have far-reaching implications for various sectors, including the real estate market. This article aims to explore the impact of the 2024 Australian income tax changes on property affordability, shedding light on how these adjustments may […]

Australian Property Market Outlook: Sunshine or Storm Clouds in 2024?

The Australian property market in 2023 defied expectations, showcasing surprising resilience. But as we step into 2024, experts paint a mixed picture, leaving many wondering: Sunshine or storm clouds ahead? Moderate Growth or Price Correction? While some predict continued, albeit modest, growth, others foresee a potential price correction. Leading banks anticipate national price increases of […]

What Low Deposit Loan Assistance is Available to me To Buy a Home

The Australian Home Guarantee Scheme (HGS) is a government initiative that helps eligible borrowers purchase a home with a smaller deposit. The scheme was introduced in 2019 and has been expanded several times since then. On 1 July 2023, a number of changes to the HGS came into effect, including: Permanent residents are now eligible. Previously, […]

What to Do if You’re Hit by the Mortgage Cliff

The mortgage cliff is a situation where homeowners’ monthly mortgage payments suddenly increase significantly when their fixed-rate loan term expires. This can happen when interest rates have risen since the loan was taken out. The sudden increase in payments can put a strain on homeowners’ budgets and lead to financial hardship. If you’re facing the […]

The Bond Market Says Your Home Loan Rates Will Fall

Normally if you are going to lock your money away for a period of time you would expect to get a higher return. Same as if you are looking for a fixed rate home loan, the longer the time frame the higher the rates should be as an offset of time and risk. The bond […]

Early Spring Selling Season Sees Dramatic Increase in Available Property to Buy in Sydney and Melbourne, Now is the Time to Get Preapproved for a Loan as Demand is Increasing to Match Activity as People Fear Missing Out on the Next Boom

The early spring selling season has gotten off to a strong start in Sydney and Melbourne, with a dramatic increase in available property to buy. This is good news for buyers, who are now spoilt for choice. There are a number of factors that are driving the increase in available property. One factor is uncertainty […]

The Benefits of Using a Mortgage Broker for Your Finance

Introduction Buying a home is a big decision, and it’s important to get the right mortgage. A mortgage broker can help you navigate the complex world of home loans and find the best deal for your needs. In this article, we will discuss the benefits of using a mortgage broker for your finance. We will […]

How to Get Ready to Apply for a Mortgage in Australia

  Buying a home is a big decision, and getting a mortgage is a big part of that process. If you’re thinking about buying a home, it’s important to get ready to apply for a mortgage as early as possible. Here are some tips on how to do that: Get your finances in order. This […]

At Origin Finance, We Put You First

Origin Finance is one of Australia’s most respected mortgage brokers. We provide our clients with access to a large panel of lenders with an extensive range of home loan products. Many of these lenders are well-known banks, many others are household names who only lend through brokers; others still are specialist lenders who can meet diverse financial circumstances. Origin helps you make the right home or investment loan choice. Call us today 1300 30 67 67.

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Credit Representative (No. 397786) of
BLSSA Pty Ltd ABN 69 117 651 760,
Australian Credit License 391237