Mortgage Calculators

Mortgage calculators can remove much of the guess-work of applying for a mortgage. Playing around with your numbers on our calculators will help you gain an idea of how much you could borrow. This is a great starting point while you’re researching your home loan options.

Now you can use a mortgage calculator online to figure out what you can afford, what your payments might be and what they could change to be if your interest rate changed. You can even calculate how any extra payments you make could save you thousands of dollars in interest charges.

By visiting a mortgage broker site, you can usually gain access to many different types of mortgage calculators, but always remember that banks and lenders have vastly different policies and criteria.

This means any figures you see on each mortgage calculator are just estimates. The best way to find out for certain what you can and can’t do is to contact your mortgage broker online or call and ask!

Mortgage Repayment Calculator

Our handy mortgage calculator can help you to figure out how much your mortgage repayments could be. By entering your loan amount, the loan term and the interest rate you can determine what the minimum payment on your loan is going to be and whether this figure fits into your budget or not.

As with most mortgage calculators, this figure doesn’t include any bank fees or charges, so be aware that different lenders may have different fees that could apply to your payment.

Borrowing Capacity Calculator

Mortgage calculators do more than just tell you how much you can borrow. This handy borrowing calculator can give you an estimate of how much you could borrow to buy a home. Simply enter your income details and your existing monthly commitments and the loan calculator will give an estimated figure for how much some banks could lend you.

Try changing the interest rates or your loan term or perhaps even try altering your credit card limits. You’ll notice that the amount you can borrow is affected by more than just your income!

Extra Repayment Calculator

Use this mortgage calculator to find out what effect paying a little extra on your home loan each week could have. Change the amount you wish to pay each week, fortnight or month and see how you could save tens of thousands of dollars in interest while you slash the term of your loan by months and even years.

Stamp Duty Calculator

Buying a home incurs more fees than just your mortgage. Stamp duty can add a substantial amount in costs to your home purchase. Use this calculator to determine an estimated cost for your stamp duty fees. Remember that stamp duty costs vary from state to state

Contact your local Origin Finance Consultant