$2,000 Cash AND Your New Home!

Graeme Salt Brokers Leave a Comment

Owner-occupiers are due to come to the fore in the current property market. The rapid price rises of the past couple of years have primarily driven by property investors, who have crowded out owner-occupiers. However, recent banking changes are going to make things harder for investors; clearing the way for owner occupiers. Prompted by government regulators, banks are making it …

Who Wants Sexy Property Investment?

Graeme Salt Brokers Leave a Comment

My kids call me a dag and my wife says I have the flair of Val Doonican.  But, with investments, that is what is needed. I have just read an article in the UK media about the quality of the homes developed by Kevin McLoud, the presenter of Grand Designs.  Personally, I like the show, but the article claims his …

Who Doesn’t Like a Happy Ending?

Henry Daniell Brokers Leave a Comment

Latest News From the Dog House. Well that week shot past me in the blink of an eye. One minute it was Monday morning and I was napping and farting in Doug’s office. The next minute it was Friday evening and I was napping and farting at home! It was nice to have Graeme and Doug in the office all …

Want an Interest Rate Cut? Don’t Hold Your Breath

Graeme Salt Brokers Leave a Comment

The Reserve Bank meets in a few days, already we are getting speculation on the future for interest rates. If you are holding out for a cut in interest rates, you may be disappointed. But the good news is that interest rates are likely to remain low for a considerable time. On Wednesday, there were two key statements. First, the …

Gary Ablett, Batman, The Economist and The Property Market

Doug Daniell Brokers Leave a Comment

Australian property is 25 per cent over valued, The Economist recently concluded. Amongst the 26 property markets it monitored, The Economist concluded that Australia is the second dearest country in which to buy property. This pessimistic view is probably not shared by The Reserve Bank of Australia, nor many property sector economists. As Dr Andrew Wilson of The Domain Group pointed out, The Economist’s results would be …

Six Tips to Mortgage Approval

Graeme Salt Brokers Leave a Comment

While interest rates are low, the property market in parts of the country is red-hot, which means that would-be home buyers need to maximise their borrowing capacity if they want to buy their dream home.   Here are some tips that will boost your borrowing powers: Know what the banks know The first thing any lender will do when they …

Would You Like $1,000 and a Better Home Loan?

Graeme Salt Brokers Leave a Comment

There is intense competition between the banks at the moment – and they are competing for your business. Recently, three of the major banks offered $1,000 cash-back to clients who switch to them. But the good news for borrowers does not stop there. The banks are also offering massively discounted rates; which means that once you finance, you will also …

Can You Be Sure You Got the Best Deal?

Graeme Salt Brokers Leave a Comment

There are two types of home loan borrower I meet at a BBQ, those who:   go to their local branch for a home loan, accept the offer they are sold and then boast that ‘XYZ bank gave me a 0.8 per cent discount for being a loyal customer!’ ask themselves how they can get the best deal and then …

Henry Daniell – Director of First Impressions

Doug Daniell Brokers Leave a Comment

by Insurance Business | Sep 19, 2014 http://www.ibamag.com/news/far-out-friday-face-licking-tension-reliever-19573.aspx   Licking your co-workers’ faces would get you fired in most companies, but for a new hire at one North Sydney mortgage brokerage, it’s in his job description. Graeme Salt of Origin Finance told Insurance Business the company recently appointed an office cocker spaniel as its “Stress Management Strategist”. Henry Daniell, as …