Why first timers may be wise buying a place – even as prices rise
Would-be first-time buyers are caught between a rock and hard place – either they buy at exalted prices, or they remain as tenants and pay exorbitant rents. The first-time buyer market is turbo-charged due to government incentives that only seem to benefit sellers. Yet, with rents also increasing dramatically, would-be buyers may still be best […]
What does it Take to Become a Successful Mortgage Broker
become a successful mortgage broker with Origin Finance
We all hear about paying fortnightly, but few people understand how it actually works.
Here’s a simple mortgage strategy that could save you years and tens of thousands of dollars. We all hear about paying fortnightly, but few people understand how it actually works. Pay half your monthly mortgage payment fortnightly instead of the full amount monthly. It sounds small, but the math is powerful. By paying fortnightly, you’re […]
Can Older Australians Get a Mortgage?
By Graeme Salt Many banks are realistic about lending to older Australians. Over the past 20 years, the number of Australians aged 55 to 64 who own their homes outright has almost halved. Meanwhile the portion of homeowners older than 65 with mortgage debt has gone from 4 per cent in 2002-03 to about 13 […]
Fixed vs. Variable: A Strategic Decision for Your Financial Future
Fixed vs. Variable: A Strategic Decision for Your Financial Future
Origin Finance qualified again for LMG’s Top 100 Business Owners Summit
We’re thrilled to announce that Origin Finance has qualified again for LMG’s Top 100 Business Owners Summit! 🎉 This recognition reflects our commitment to delivering exceptional mortgage advice and personalized service to Australian families and investors. It’s a testament to our team’s expertise, dedication, and the trust our clients place in us every single day […]
If rates go up next week, what will it do to property?
By Graeme Salt Inflation figures released today, indicate that we are up for an interest rate rise. According to the Australian Bureau of Statistics, inflation gained a further 3.8 per cent – economists had been predicting a rise of 3.4 per cent. As a result, the Reserve Bank of Australia (RBA) is likely to raise […]
Getting Mortgage-Ready: 5 Steps to Strengthen Your Financial Position
Are you ready to take the first step towards homeownership? Strengthening your financial position is crucial for a successful mortgage application. Discover the five essential steps to improve your chances of approval, from checking your credit score to organizing your financial documents. Learn how to reduce debt, build savings, and stabilize your income to become a more attractive borrower. At Origin Finance, we’re dedicated to guiding you through the mortgage process with tailored solutions. Don’t miss out on your dream home—read on to find out how to get mortgage-ready today!
Big Australia’s impact on the property market
By Graeme Salt There’s set to be 40 million Australians by the 2050s. Where will we house them? Already 52 per cent of us live in the three biggest cities. Despite its size, Australia is highly urbanised. And this urban concentration is not just confined to the largest cities; eight in 10 Western Australians and […]
Looking to buy a property but waiting for prices to drop?
By Graeme Salt Want to buy but nervous of a collapse in property prices? Chances are you will be waiting a very long time. Research just release by Cotality shows that over the past four decades, there were only six years where home values fell. At most it was a 6.1 per cent drop in […]