Unsure where to go?
By Graeme Salt The property market enters 2026 in a state of confusion, with many would-be buyers unsure where prices are heading. Over 2025, home prices rose by 8.6 per cent last year to a median of $991,331 after three Reserve Bank rate cuts boosted borrowing capacity, but the pace of monthly growth slowed to just 0.7 […]
What if this is as good as it gets?
By Graeme Salt What if there are no more mortgage interest rates to come? Underlying inflation increased to three per cent in the year to September, which was well above economists’ expectations of 2.7 per cent. As a result, the Reserve Bank of Australia (RBA) kept interest rates on hold this month at 3.6 per […]
Why You Can Still Get a Rate Cut—Even if the Reserve Bank Holds Steady
Are you assuming your mortgage rate is set in stone just because the Reserve Bank of Australia is holding rates steady? Think again! In today’s competitive lending landscape, banks are vying for your business with enticing offers and discounts. You could save thousands simply by shopping around or negotiating with your current lender. For instance, a homeowner with a $500,000 mortgage could save over $1,800 annually by switching from a 6.20% to a 5.69% (Comparison rate). Don’t miss out on potential savings—discover how a quick call to your mortgage broker could unlock a better deal for you!
7 Tips to Making a Profit from Cool Markets
I am in Perth. It is 3.00am and I cannot sleep. So, what do all good mortgage brokers do in such instances? Reflect on the diverse nature of Australia’s property markets and where best to invest of course! According to RP Data, Perth property declined 0.4 per cent last month. And, conversations with WA colleagues […]
How RBA rate changes affect your interest rate
How RBA rate changes affect your interest rate July 8, 2015 With the RBA setting the official cash rate at all-time lows, it’s a good time to work out how this impacts the interest rate on your home loan and whether you are getting a good deal or not. When the interest rate on your […]