How Offset Accounts Can Save You Thousands on Your Home Loan
How Offset Accounts Can Save You Thousands on Your Home Loan If you’re paying off a mortgage, you need to understand offset accounts. They’re one of the most effective ways to reduce the interest you pay and build equity faster. What’s an offset account? It’s a savings account linked to your home loan. The balance […]
If rates go up next week, what will it do to property?
By Graeme Salt Inflation figures released today, indicate that we are up for an interest rate rise. According to the Australian Bureau of Statistics, inflation gained a further 3.8 per cent – economists had been predicting a rise of 3.4 per cent. As a result, the Reserve Bank of Australia (RBA) is likely to raise […]
Getting Mortgage-Ready: 5 Steps to Strengthen Your Financial Position
Are you ready to take the first step towards homeownership? Strengthening your financial position is crucial for a successful mortgage application. Discover the five essential steps to improve your chances of approval, from checking your credit score to organizing your financial documents. Learn how to reduce debt, build savings, and stabilize your income to become a more attractive borrower. At Origin Finance, we’re dedicated to guiding you through the mortgage process with tailored solutions. Don’t miss out on your dream home—read on to find out how to get mortgage-ready today!
Big Australia’s impact on the property market
By Graeme Salt There’s set to be 40 million Australians by the 2050s. Where will we house them? Already 52 per cent of us live in the three biggest cities. Despite its size, Australia is highly urbanised. And this urban concentration is not just confined to the largest cities; eight in 10 Western Australians and […]
Looking to buy a property but waiting for prices to drop?
By Graeme Salt Want to buy but nervous of a collapse in property prices? Chances are you will be waiting a very long time. Research just release by Cotality shows that over the past four decades, there were only six years where home values fell. At most it was a 6.1 per cent drop in […]
Where do you want to live?
By Graeme Salt I thought about buying an apartment yesterday, but got cold feet as it made me wonder what do we want from a home? I am a ‘rentvester’; I have decided to rent where I want to live while building an investment portfolio of properties around the country. But, I am starting to […]
Unsure where to go?
By Graeme Salt The property market enters 2026 in a state of confusion, with many would-be buyers unsure where prices are heading. Over 2025, home prices rose by 8.6 per cent last year to a median of $991,331 after three Reserve Bank rate cuts boosted borrowing capacity, but the pace of monthly growth slowed to just 0.7 […]
Will your home’s environmental performance impact its value?
By Graeme Salt Recent analysis by Cotality shows that investing in a home’s sustainability makes financial sense. Its “Watt’s it Worth” report found that adding one star to a home’s energy efficiency rating adds around $10,000 in value, while installing solar panels lifts value by more than double that ($23,100). The federal government is moving […]
How AI can help you buy a place
By Graeme Salt Artificial Intelligence (AI) is supposed to revolutionise many things – but will it help you buy a place? Many experts talk about AI having a huge impact on professional activities – particularly with the more junior ranks. The sorts of roles often mentioned include activities like book-keeping and para-planners. But could it […]
Investors back in market
By Graeme Salt Investors are showing increased confidence in the property market and are increasingly looking to buy property. New figures from the Reserve Bank of Australia (RBA) show that, for the first time in a decade, the growth in investor finance is now higher than for owner-occupied properties. And, according to the latest Westpac […]