Big Australia’s impact on the property market

By Graeme Salt There’s set to be 40 million Australians by the 2050s.  Where will we house them? Already 52 per cent of us live in the three biggest cities.  Despite its size, Australia is highly urbanised. And this urban concentration is not just confined to the largest cities; eight in 10 Western Australians and […]

No cuts for ‘foreseeable future’

By Graeme Salt Today, the Reserve Bank Governor said, “it does look like additional cuts are not needed”.  She also stated that the Reserve Bank Board was not expecting inflation to come back below three for another 12 months.  With no cuts expected for “the foreseeable future” this means rates are either going to hold […]

Graeme’s 2026 Predictions

By Graeme Salt This year, property prices have grown by around 8.5 per cent.  Growth is still predicted in 2026 – though at the more moderate rate of five to seven per cent. In last year’s annual review, I predicted that 2025 would be a year in two halves – with prices growing strongly in […]

How AI can help you buy a place

By Graeme Salt Artificial Intelligence (AI) is supposed to revolutionise many things – but will it help you buy a place? Many experts talk about AI having a huge impact on professional activities – particularly with the more junior ranks.  The sorts of roles often mentioned include activities like book-keeping and para-planners. But could it […]

Do you need bridging finance?

By Graeme Salt Bridging finance is almost a dirty word in Australia. Many of us, or our parents, are scarred by the 1990’s when they were stuck holding their old home as well as their new home and paying 18 per cent of the loans! Thankfully there are now many lenders who are offering competitive […]