Why You Can Still Get a Rate Cut—Even if the Reserve Bank Holds Steady
Are you assuming your mortgage rate is set in stone just because the Reserve Bank of Australia is holding rates steady? Think again! In today’s competitive lending landscape, banks are vying for your business with enticing offers and discounts. You could save thousands simply by shopping around or negotiating with your current lender. For instance, a homeowner with a $500,000 mortgage could save over $1,800 annually by switching from a 6.20% to a 5.69% (Comparison rate). Don’t miss out on potential savings—discover how a quick call to your mortgage broker could unlock a better deal for you!
Prepare for take-off
By Graeme Salt Prices for first home-buyer properties are about to take off due to recent announcements from the federal government. Following of the from its election commitment, the Labor Party has announced an expansion of the first home buyers’ scheme – beginning this October. These changes see an expansion of the scheme and the […]
Home Guarantee Scheme Changes For First Home Buyers
Unlimited places, higher property price caps for first home buyers from 1 October 2025 Starting from 1 October 2025, the Australian Government will expand the Home Guarantee Scheme with significant changes to help more Australians buy their first home sooner. Here are the key updates: If you would like further information, contact your Origin Finance […]
How to Prepare Your Home for the Spring Selling Season in Australia
Spring is the busiest time for real estate sales in Australia, making it the perfect season to sell your home and upgrade to something better. The warmer weather and blooming gardens create an inviting atmosphere for potential buyers. Here are some essential tips to help you prepare your home for the spring selling season: 1. […]
Breakthrough in property prices
By Graeme Salt For the first time ever the average dwelling price nationally eclipsed $1 million and these prices are likely to go much higher. Figures produced by the Australian Bureau of Statistics (ABS) shows major rises in property prices. Over the past five years, national average prices are 44.3 per cent ($307,800) higher with SA […]
First Home Guarantee (FHBG) Benefits and Procedures – Supporting Eligible Home Buyers to Buy a Home Sooner
The First Home Guarantee (FHBG) is an Australian government initiative designed to support eligible first home buyers in purchasing a home sooner. Here are the benefits and procedures associated with the FHBG: Benefits of the First Home Guarantee (FHBG): Reduced Deposit Requirement: Eligible first home buyers can purchase a home with a deposit as low […]
Generation Rent: Aussies who fear they’ll rent forever
Kirsten Craze| Daily Telegraph| 27 September 2019 https://www.news.com.au/finance/real-estate/generation-rent-aussies-who-fear-theyll-rent-forever/news-story/536bfb623c91856eb0416922617beced A growing number of Australians are becoming part of ‘Generation Rent’. Picture: Jason EdwardsSource:News Corp Australia Australia’s “generation rent” is a growing breed, but property and finance experts believe there is light at the end of the tenant tunnel for those who can think outside the box. […]
Why you should try selling a home in a festively-named street at Christmas
Melissa Heagney| Domain| 4 December 2019 https://www.domain.com.au/news/why-you-should-try-selling-a-home-in-a-festively-named-street-at-christmas-914833/ People selling a house in a uniquely-named street name could add thousands of dollars to the sale price, new research shows. Academics from Deakin University, National University Singapore and the Chinese University of Hong Kong found that Sydneysiders had a preference for longer, one-word street names in their […]
Secure the Lowest Home Loan Interest Rate
If you want to get the lowest home loan rates in Australia, you’ll need to be a comparison shopper extraordinaire! Ironically, in order to be an extraordinary comparison shopper means you’ll need to institute some fairly simple methods to get the rate that is right for you. What do you bring to the table? Getting […]
Investor doom and gloom leads to $1,500 cash incentives for home owners!
Despite recent changes in the property investor market, with banks restricting giving investors loans, it is not all doom and gloom for people looking to buy a home or even refinance their existing loan. Basically, a lot of the banks’ current loan portfolios have a higher percentage of investment loans than what the regulator (APRA) […]