Current First Home Benefits in Australia: 2026 Guide
Buying your first home in Australia in 2026 has never been more achievable. The landscape of government incentives has expanded significantly, opening doors for more Australians to step onto the property ladder sooner. From lower deposit requirements to generous grants and stamp duty concessions, here’s everything you need to know about the current first home buyer […]
Mortgage for gig workers, casuals
By Graeme Salt Gig economy and casual employees can still get a mortgage – if they know where to go. Two surveys show how jobs have changed – with significant implications for getting a mortgage. In the past, banks have struggled to lend to would-be borrowers in more precarious positions such as these. But increasingly, […]
Interest Rates and Property Prices in Australia: What Drives Long-Term Growth?
One big lever vs many smaller levers Today when people discuss property prices Australia, the debate often jumps straight to tax settings such as negative gearing or the CGT discount. Those settings likely contributed to investor demand, and they remain part of the picture. But if we are asking what best explains the broad, long-run […]
First Home Benefits 2026
First Home Buyer Benefits 2026
Why first timers may be wise buying a place – even as prices rise
Would-be first-time buyers are caught between a rock and hard place – either they buy at exalted prices, or they remain as tenants and pay exorbitant rents. The first-time buyer market is turbo-charged due to government incentives that only seem to benefit sellers. Yet, with rents also increasing dramatically, would-be buyers may still be best […]
We all hear about paying fortnightly, but few people understand how it actually works.
Here’s a simple mortgage strategy that could save you years and tens of thousands of dollars. We all hear about paying fortnightly, but few people understand how it actually works. Pay half your monthly mortgage payment fortnightly instead of the full amount monthly. It sounds small, but the math is powerful. By paying fortnightly, you’re […]
Fixed vs. Variable: A Strategic Decision for Your Financial Future
Fixed vs. Variable: A Strategic Decision for Your Financial Future
How Offset Accounts Can Save You Thousands on Your Home Loan
How Offset Accounts Can Save You Thousands on Your Home Loan If you’re paying off a mortgage, you need to understand offset accounts. They’re one of the most effective ways to reduce the interest you pay and build equity faster. What’s an offset account? It’s a savings account linked to your home loan. The balance […]
Getting Mortgage-Ready: 5 Steps to Strengthen Your Financial Position
Are you ready to take the first step towards homeownership? Strengthening your financial position is crucial for a successful mortgage application. Discover the five essential steps to improve your chances of approval, from checking your credit score to organizing your financial documents. Learn how to reduce debt, build savings, and stabilize your income to become a more attractive borrower. At Origin Finance, we’re dedicated to guiding you through the mortgage process with tailored solutions. Don’t miss out on your dream home—read on to find out how to get mortgage-ready today!
How AI can help you buy a place
By Graeme Salt Artificial Intelligence (AI) is supposed to revolutionise many things – but will it help you buy a place? Many experts talk about AI having a huge impact on professional activities – particularly with the more junior ranks. The sorts of roles often mentioned include activities like book-keeping and para-planners. But could it […]