By Graeme Salt This week my new tenant moves into my new granny flat. Building a granny flat has been a key part of my wealth creation strategy as it allows me to create further equity in my assets. The background to this is that I bought an investment property in Brisbane about 18 months […]
By Graeme Salt Property in Australia is expensive. Property in our capital cities is really expensive. Property in Sydney is really, really expensive. So, what can you do to get on the property ladder? For many, the issue is less about income and more about savings; they may have the income to justify a loan, […]
By Graeme Salt Covid was a huge distortion on our property markets. But now new data shows that, five years on, markets are starting to look more normal – with our big cities coming back to the fore. Recent data from the Australian Bureau of Statistics (ABS) shows that after growing by an all-time high […]
I am naturally a counter-cyclical investor; I tend not to invest in things that everyone else is buying. And that is one of the reasons why I have just bought an investment property in Melbourne. Melbourne is arguably Australia’s second city (in truth it is our largest city and some say it’s our best city). […]
This week sees the completion of the construction of a granny flat I am building on my investment property in Brisbane. It’s been quite a journey with a few ups and downs. I bought the investment property with the express intention of building a granny flat. Here is what I learnt from the process. […]
By Graeme Salt I am a simple guy, not much up to philosophy. But today I saw two apparently contradictory headlines which made me reflect on the state of the property market. They were: Is this the beginning of the property supercycle? Suburbs where property owners are selling at a loss Believe it or not, […]
Bank-bashing is one of those national past-times along with talking about property prices, the Melbourne Cup winner or the price of road tolls. Very few of us feel that much affinity with our bank these days. Yet, in the diverse and dynamic financial landscape of Australia, choosing the right bank can be a crucial decision. […]
By Graeme Salt It’s been 15 months since the Reserve Bank changed interest rates, but now, finally, we are getting some changes. Today’s interest rate cut shows that the economy is moving into a new phase and it will have a big impact on home borrowers. Today’s interest rate cut could be (though it’s far […]
Buying your first home is an exciting milestone, but it can also be a daunting financial challenge. One tool that can help first-time buyers achieve their dream of homeownership is Lenders Mortgage Insurance (LMI). While some may view LMI as an additional cost, it actually offers several significant benefits. Lower Deposit Requirement One of the […]
By Graeme Salt So, this is the moment. The moment when rate cuts are amongst us. After more than a year of speculation, most economists think interest rate cuts are imminent. What will be their impact? Prices in many cities are currently either plateauing or trending downwards; only Perth and Adelaide are now showing robust […]
Origin Finance is one of Australia’s most respected mortgage brokers. We provide our clients with access to a large panel of lenders with an extensive range of home loan products. Many of these lenders are well-known banks, many others are household names who only lend through brokers; others still are specialist lenders who can meet diverse financial circumstances. Origin helps you make the right home or investment loan choice. Call us today 1300 30 67 67.
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