Not all banks will lend to you
By Graeme Salt You’d be surprised at how Australians can come to banks with very different situations and how not all banks will look at every scenario. Differing employment situations, visas, savings positions mean that the days of a straight-forward PAYG loan where you just talked to your own bank have long gone and why […]
How to get ahead with the mortgage
By Graeme Salt The next move for rates is down and home-owners could shave over two years off a 25-year-mortgage if they keep their repayments the same as before the February and May interest rate cuts. Increasingly, Aussies are saving rather than spending extra cash with CBA figures this week showing only 10 per cent […]
With rate cuts, it’s a question of when, not if
This month the Reserve Bank of Australia (RBA) surprisingly kept interest rates on hold, when economists were predicting a rate cut. But, at her subsequent press conference, Reserve Bank Governor (Michelle Bullock) made it clear that the next move for rates was down. Of the RBA committee that voted on rates, six members voted for […]
How to Prepare Your Home for the Spring Selling Season in Australia
Spring is the busiest time for real estate sales in Australia, making it the perfect season to sell your home and upgrade to something better. The warmer weather and blooming gardens create an inviting atmosphere for potential buyers. Here are some essential tips to help you prepare your home for the spring selling season: 1. […]
CITI: Where Australia’s apartment boom could unwind
CITI: Where Australia’s apartment boom could unwind
The Herberts Become Property Moguls
Graeme went to a ‘Wealth Retreat’ recently, courtesy of our joint venture with Chan & Naylor. He has come back a revitalised man who is ready to conquer the World courtesy of his ambitions to become rich. Now, I am more than happy to have a bit of healthy competition with the rest of my […]
Generation Rent: Aussies who fear they’ll rent forever
Kirsten Craze| Daily Telegraph| 27 September 2019 https://www.news.com.au/finance/real-estate/generation-rent-aussies-who-fear-theyll-rent-forever/news-story/536bfb623c91856eb0416922617beced A growing number of Australians are becoming part of ‘Generation Rent’. Picture: Jason EdwardsSource:News Corp Australia Australia’s “generation rent” is a growing breed, but property and finance experts believe there is light at the end of the tenant tunnel for those who can think outside the box. […]
Are you a property winner or loser?
For the rest of the year Australia will have a two-speed property market. For those with strong incomes and healthy savings, Australia is a land of opportunity with a property market starting to rise. But for others, trapped by high interest rates, there’s limited opportunity. For them – refinancing or buying will be tough. According […]
Your Bank May Not Allow You To Invest Where You Want To Invest
Due to government pressure, banks are making it tougher to buy investment properties. Now, one bank has decided to restrict lending in one particular state. This decision will have a profound impact on which property markets will thrive and which go sideways. This week, ING announced a reduction in the amount it will lend […]
Origin Finance and Chan & Naylor unite to form national brokerage
WRITTEN BY Nick Bendel October 02, 2014 http://www.theadviser.com.au/breaking-news/30881-prominent-firms-unite-to-form-national-brokerage A new national mortgage group will use white label products as part of a strategy to offer clients a one-stop shop for finance. The new business is called Chan & Naylor Finance and is an equal-share joint venture between brokerage Origin Finance and national accounting and wealth […]