Contact Me on the Dog & Bone
News from the Dog House ♣ First of all, thank you from all my well-wishers. I have not been very well this week with back problems, so I was grateful for your concern. Of course, Doug gave me the care and attention that I deserve. Many of you will know that I am not always […]
Good News in the Property Market?
For those who find themselves continually losing out on a property, good news could be at hand. It is VERY early days, but data just released by the Australian Bureau of Statistics (ABS) indicate that there could be a cooling off of the (investor) property market. According to the ABS monthly approvals data shows that […]
Why You May Not Be Able Get An Ultra-Low Loan and Why It’s No Disaster
We all like to believe we have got a good deal. And, sometimes, we see home loan rates that are really cheap and we all want a piece of the action. Truth is, for many of us, these ultra-low rates are unobtainable – but the alternative ain’t half bad. There are many on-line sites which […]
Squillions of Dollars!
News from the Dog House ♣ My team of brokers at Origin Finance settled SQUILLIONS in loans this month! Not only that, but there is healthy competition amongst my brokers as to who will be top dog! Chris and Kris both settled more in August month than they ever have done before in a month […]
Have you noticed your loan interest rate going up?
You have probably seen in the media that most banks are increasing their interest rates on investment loans. This is in response to some pressure by the Australian Prudential Regulation Authority (APRA) to slow down the growth of investment loans to below 10% per annum. We have had many phone calls from people noticing an […]
Whatever Happened to “Keeping The Bastards Honest”?
Some important statistics were released today which show how Australians could benefit from using brokers. The Australian Prudential Regulatory Authority (APRA) produced figures showing that, while total housing lending from the lenders for which it is responsible was $1.7 trillion, $1.43 trillion of this was lent by the major lenders. This equates to 84 per […]
Who Enjoyed that Storm?
News from the Dog House How was that storm? I have to say that Monday night was one of the most stressful that I have experienced for quite some time! The evening is when I like to snuggle down; but instead, I had to go around barking at those thunderclaps to keep them away – […]
Five Tips to Prepare for this Year’s Property Market
It was 27º at today’s Swans versus Giants match. Today taught me two things: The Swannies are still the team to beat (but then I am biased) Spring is on its way and, before you know it, the property market will be in full swing. If you want to make the most for this season’s […]
Would I Suit a Black Coat?
News from the Dog House Last week was as action-packed as ever. Midweek we had a presentation from non-bank lender Mortgage Mart. These lenders are increasingly important for property investors now that the banks are making it harder to get an investment loan. I always say to my young pups that they need to stay […]
Is Your Loan Out-of-Date?
Everyday, prompted by pressure from the government, banks are changing their lending policies. What happens if, last week, your bank indicates you will get a loan approval, but this week they decline you? Let’s face it, if the lending manager from the ‘National West Commonwealth Bank ANZ’ declines you, they are hardly likely to want […]